City comparison
Cascais vs Funchal: which is better to live in?
Quick verdict
Funchal is the cheaper of the two: our estimate for a single person is about €200 a month less than Cascais, mostly because of rent. Funchal has the milder winter (about 20°C vs 15°C average highs in Dec to Feb). Both are in Portugal, so the visa rules, taxes and healthcare system are the same: the choice comes down to cost, climate and lifestyle.
Choose Cascais for
- Beach life
- Public transport
- Flights home
- English-friendliness
Choose Funchal for
- Affordability
- Mountains nearby
- Sunny, warm climate
- Nature & green space
- Lower living costs
Cascais vs Funchal at a glance
| Cascais | Funchal | |
|---|---|---|
| Country | Portugal | Portugal |
| Single budget / month | €2,050 | €1,850 |
| Couple budget / month | €3,050 | €2,750 |
| 1-bed rent, center | €1,300 | €1,050 |
| Winter highs (Dec to Feb) | 15°C / 60°F | 20°C / 69°F |
| Summer highs (Jun to Aug) | 25°C / 77°F | 25°C / 78°F |
| Sunshine (hours/yr) | 3,089 | 2,314 |
| City size | Mid-size city | Mid-size city |
| Coastal | Yes | Yes |
| Direct flights to the US | Yes | Yes |
| Affordability | ●●●●● | ●●●●● |
| Sunny, warm climate | ●●●●● | ●●●●● |
| English-friendliness | ●●●●● | ●●●●● |
| Safety | ●●●●● | ●●●●● |
| Walkability | ●●●●● | ●●●●● |
| Public transport | ●●●●● | ●●●●● |
| Nature & green space | ●●●●● | ●●●●● |
| Beach life | ●●●●● | ●●●●● |
| Mountains nearby | ●●●●● | ●●●●● |
| Culture | ●●●●● | ●●●●● |
| Nightlife | ●●●●● | ●●●●● |
| Family life | ●●●●● | ●●●●● |
| Remote-work scene | ●●●●● | ●●●●● |
| Expat community | ●●●●● | ●●●●● |
| Flights home | ●●●●● | ●●●●● |
| Calm, slower pace | ●●●●● | ●●●●● |
Cost of living: Cascais or Funchal?
By our estimates, a comfortable mid-range life costs about €2,050 a month for one person in Cascais and €1,850 in Funchal, rent included. For a couple it’s €3,050 vs €2,750, and for a family of four €4,300 vs €3,900.
Rent drives most of the gap: a one-bedroom in the center runs about €1,300 in Cascais against €1,050 in Funchal, while a monthly transit pass costs - vs -. Want to plug in your own lifestyle? Use the cost of living calculator.
Climate and weather
Winters average highs of about 15°C (60°F) in Cascais and 20°C (69°F) in Funchal. In summer it’s roughly 25°C vs 25°C. Cascais gets about 3,089 hours of sunshine a year and Funchal about 2,314.
3,089 hours of sunshine a year · 636 mm of rain a year · Source: Monte Estoril 1931-1960 normals (IPMA) via the Wikipedia climate table; older normals, so treat as approximate
Monthly temperatures in °C and °F
| Month | Avg high | Avg low |
|---|---|---|
| Jan | 15°C / 59°F | 9°C / 47°F |
| Feb | 16°C / 60°F | 9°C / 48°F |
| Mar | 17°C / 63°F | 11°C / 51°F |
| Apr | 19°C / 67°F | 12°C / 54°F |
| May | 21°C / 69°F | 13°C / 56°F |
| Jun | 24°C / 74°F | 16°C / 60°F |
| Jul | 26°C / 78°F | 17°C / 63°F |
| Aug | 26°C / 79°F | 17°C / 63°F |
| Sep | 25°C / 77°F | 17°C / 62°F |
| Oct | 22°C / 72°F | 15°C / 58°F |
| Nov | 18°C / 65°F | 12°C / 53°F |
| Dec | 16°C / 60°F | 9°C / 49°F |
2,314 hours of sunshine a year · 574 mm of rain a year · Source: Funchal Observatory 1991-2020 (IPMA; sunshine DWD) via the Wikipedia climate table
Monthly temperatures in °C and °F
| Month | Avg high | Avg low |
|---|---|---|
| Jan | 20°C / 68°F | 14°C / 58°F |
| Feb | 20°C / 68°F | 14°C / 57°F |
| Mar | 21°C / 69°F | 14°C / 58°F |
| Apr | 21°C / 70°F | 15°C / 59°F |
| May | 22°C / 72°F | 16°C / 61°F |
| Jun | 24°C / 75°F | 18°C / 65°F |
| Jul | 25°C / 78°F | 20°C / 67°F |
| Aug | 27°C / 80°F | 21°C / 69°F |
| Sep | 27°C / 80°F | 20°C / 69°F |
| Oct | 25°C / 77°F | 19°C / 67°F |
| Nov | 23°C / 73°F | 17°C / 63°F |
| Dec | 21°C / 70°F | 16°C / 60°F |
Daily life
Cascais is a mid-size city on the coast; Funchal is a mid-size city on the coast. Cascais is the seaside town where many of Lisbon's international families live: beaches, good schools and a train to the capital in under an hour. It is one of the most expensive places to rent in Portugal. Funchal has one of the mildest climates in Europe, a safe small-city feel and a well-known remote-work scene on Madeira. It is steep, island-bound and pricier than most of mainland Portugal outside Lisbon.
Living in Cascais: the upsides and downsides
- Beaches and a seaside promenade on the train line to Lisbon
- International schools and a large English-speaking community
- Very safe and family-friendly
- Downside: Rents above Lisbon's by some measures
- Downside: Summer weekends get crowded
Living in Funchal: the upsides and downsides
- Spring weather all year: January highs around 20 degrees C
- Very safe, friendly and easy in English
- Hiking along the levadas and dramatic coast
- Downside: Steep hills everywhere; a car helps
- Downside: Rents have risen fast with tourism and nomads
Visas and residency
Both cities are in Portugal, so you’d use the same residence routes either way:
- Portugal D2 Visa (Independent Worker and Entrepreneur) - Freelance visa, open
- Portugal D7 Visa (Passive Income Visa) - Passive income visa, open, €920/mo income
- Portugal D8 Digital Nomad Visa - Digital nomad visa, open, €3,680/mo income
- Portugal Golden Visa (ARI Investor Residence) - Golden visa, open, €500,000 investment
Read the full guides: living in Cascais and living in Funchal.
Related comparisons
- Cascais vs Lisbon
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- Funchal vs Santa Cruz de Tenerife
- Funchal vs Lisbon
- Cascais vs Lagos
- Funchal vs Porto
- Faro & the Algarve vs Funchal
- Braga vs Funchal
- Funchal vs Lagos
- Braga vs Cascais
Costs are our estimates for a comfortable mid-range lifestyle; scores are editorial, relative to the 56 cities we cover. Methodology.